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山东潍坊:申请公积金贷款缴存时限从连续12个月降至6个月以上_调整_购房_我的网站

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一 |     “Many hands make light work.” Chinese Minister of Ecology and Environment Huang Runqiu briefed a press conference held by the State Council Information Office on Thursday on efforts to advance the building of a Beautiful China.    "The cumulative trading volume of China's national carbon emissions rights trading market had exceeded 930 million tonnes by the end of July," Huang told a press conference.    Looking ahead to the 15th Five-Year Plan period, China will place greater emphasis on improving people's well-being through ecological and environmental protection and addressing environmental problems at the source, while accelerating the green and low-carbon transformation of industrial, energy and transport structures, Huang said.    Speaking of public participation, Huang said, “Many hands make light work.” Building a Beautiful China is a cause that requires the participation and joint efforts of everyone, with its benefits shared by all.    The landmark Ecological and Environmental Code is set to take effect on Aug. 15, 2026, laying a solid legal cornerstone for pursuing Chinese modernization with human-nature harmony as a distinctive feature. (Huang Fang, Lin Mengnan)                    。    

原标题:山东潍坊:申请公积金贷款缴存时限从连续12个月降至6个月以上9月13日,澎湃新闻从潍坊市住房公积金管理中心官网获悉,山东省潍坊市出台《关于优化调整住房公积金贷款政策的通知》。《通知》显示,为加大对职工购房消费的支持保障力度,更好地满足广大缴存职工公积金贷款购房需求,经研究决定,自2022年9月16日起,调整潍坊市住房公积金贷款有关政策。

二 | 一是调整贷款额度测算指标的规定,按照新政,取消“按缴存比例、贷款次数、职工单方或双方缴存公积金确定贷款额度上限”的规定。二是调整借款人申请贷款缴存公积金时限的规定,新政显示,将借款人申请贷款缴存公积金时限由“借款人连续足额缴存住房公积金12(含)个月以上”调整为“借款人连续足额缴存住房公积金6(含)个月以上”。三是调整测算贷款额度余额倍数的规定,新政规定,将贷款额度上限计算由“按借款人申请时缴存公积金账户余额之和的15倍计算,调整为按20倍计算”。四是调整计算还款能力的月收入占比的规定,按照新政,将“贷款期限5年以上的,月应还款额不得超过夫妻双方月收入总额的40%”的规定,调整为“贷款期限5年以上的,月应还款额不得超过夫妻双方月收入总额的50%”。

三 | 五是减少不动产登记信息查询证明材料,取消要求借款人提供户籍地、受理地、缴存地三地的不动产查询证明。借款人申请贷款时只需提供购房所在地《不动产登记信息查询结果证明》(也可通过“爱山东APP”查询购房地不动产登记信息证明)。返回搜狐,查看更多责任编辑:

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