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锚定AI创新发展第一城核心承载地再出发科创成果落地生“金”的余杭路径_我的网站

四大名捕

一 | Major housing industry groups voiced "profound concern" in a letter this week urging the Federal Reserve to stop raising interest rates.The rare public admonishment from top business advocates -- including the National Association of Realtors and the National Association of Home Builders -- underscores a dramatic slowdown in the housing market due in large part to rising interest rates.The letter arrives roughly three weeks before the Fed plans to make its latest rate-hike decision.Mortgage rates have reached their highest level in more than two decades and they have continued to rise. Data released on Thursday showed that mortgage rates increased for the fifth consecutive week, according to Freddie Mac."The speed and magnitude of these [mortgage] rate increases, and resulting dislocation in our industry, is painful and unprecedented," the letter from the housing groups said.Here's what to know about why real estate groups called on the Fed to stop raising rates:

What's happening in the housing market?

Sky-high mortgage rates have dramatically slowed the housing market, since homebuyers have balked at stiff borrowing costs and home sellers have opted to stay on mortgages that lock them into relatively low rates.Mortgage applications have fallen to their lowest level since 1996, the Mortgage Brokers Association said earlier this month.Sales of previously owned homes, meanwhile, have plummeted more than 15% compared to a year ago, the National Association of Realtors found in August.The slowdown has coincided with a sharp rise in costs for potential homebuyers.The average interest rate for a 30-year fixed mortgage has climbed to nearly 7.6%, Freddie Mac data shows.When the Fed initiated the rise of bond yields with its first rate hike of the current series in March 2022, the average 30-year fixed mortgage stood at just 4.45%.Each percentage point increase in a mortgage rate can add thousands or tens of thousands in additional costs each year, depending on the price of the house, according to Rocket Mortgage.

What role is the Federal Reserve playing in the housing market slowdown?

An aggressive series of interest rate hikes at the Federal Reserve since last year has pushed up the 10-year Treasury yield, which loosely tracks with long-term mortgage rates.The Fed has fought elevated inflation with borrowing cost increases as it tries to slash price hikes by slowing the economy and choking off demand.While inflation has fallen significantly from a peak of about 9% last summer, price increases remain more than a percentage point higher than the Fed's inflation target.Price increases held steady in September, fresh data on Thursday showed, suggesting that elevated inflation remains resistant to the interest rate hikes.The persistence of elevated inflation has prompted the Fed to espouse a policy of holding interest rates at high levels for a prolonged period, which in turn has increased the 10-year Treasury yield and put upward pressure on mortgage rates.Moreover, the Fed expects to raise rates one more time this year, according to projections released last month.Speaking at a press conference in Washington, D.C., last month, Fed Chair Jerome Powell acknowledged the continued effect of interest rates on mortgages, noting that activity in the housing market "remains well below levels of a year ago, largely reflecting higher mortgage rates."

What do the housing industry groups want the Fed to do?

Housing industry advocates want the Fed to take swift actions that reassure investors and other market participants of an end to the policies cooling the industry.Most notably, the industry groups want the central bank to release a statement saying that it has abandoned consideration of additional rate hikes.In their letter to Fed officials, the housing groups cautioned that a further slowdown in real estate could help tip the U.S. economy into a recession, scuttling the central bank's effort to achieve a "soft landing.""We urge the Fed to take these simple steps to ensure that this sector does not precipitate the hard landing the Fed has tried so hard to avoid," the letter said.。能识别猫、狗等宠物情绪并翻译为人类语言的全球首款实时宠物翻译器PettiChat，可实现3秒速热与远红外理疗功能的石墨烯发热眼罩……近日，2026杭州十大“科技新特产”及20项入围产品、杭州科技旅游新二十景公布。余杭入选总数达14项，居全市第一。

二 | 余杭区委十五届十四次全体会议明确，要以“创新余杭”建设推动新质生产力发展，全力打造人工智能创新发展第一城核心承载地。余杭正以创新为魂，推动越来越多的科创成果从“书架”走上“货架”、走向全球。创新驱动激活源头活水在余杭区未来科技城超重力实验大楼里，全省首个国家大科学装置杭州超重力场能够模拟超过地球重力千百倍的“超重力场”，在科研上实现“时空压缩”的“超能力”，让科研效率实现了质的飞跃。

三 | 在余杭，像这样的创新载体已多点绽放：人工智能小镇在这里扎下了根；四大实验室等高能级创新平台先后落地；“模域空间”启用，已集聚约120家企业与200家OPC（一人公司）……共同为余杭的创新生态注入强劲动能。

四 | 平台是舞台，企业才是主角。

五 | 通过构建“省科技型中小企业—国家高新技术企业—新雏鹰企业—‘小巨人’企业—科技领军企业”全层级培育矩阵，余杭集聚了越来越多的“高成长性”企业集群。在“杭州六小龙”中余杭占其一，“杭州新八骏”中余杭占其三。在2026全球人工智能大会上，智澄首发的AI全尺寸双足人形机器人TR6、曦诺未来的Flex 2灵巧手等一系列AI成果让世界再次看见余杭的创新实力。接下来，余杭将继续加大科技领军企业、高新技术企业、专精特新“小巨人”、制造业单项冠军、独角兽企业等培育力度，努力构建“龙头引领、梯次跟进、活力迸发”的企业创新矩阵；同时，深入推进环科创平台创新生态圈建设，布局一批中试基地和概念验证中心，让更多“从0到1”的原创突破加速走向“从1到100”的规模化应用。算力筑基夯实硬核底座对于人工智能企业来说，算力是驱动创新的核心引擎。在这方面，余杭的做法很实在：每年安排最高各5000万元的“算力券”和“模型券”，在全市率先上线Token券，有效降低中小企业的AI研发成本，让企业敢用算力、愿用模型。接下来，余杭将持续优化算力券、模型券、Token券、语料券等政策工具，加快形成覆盖AI研发全链条的要素保障体系。算力问题解决后，在哪里训练？今年3月，海纳数据枢纽创新中心（杭州）项目在余杭正式启动，为企业提供“一站式”的语料生产、模型训练和开发服务。目前，余杭备案登记大模型有31个，备案数量占全省近三分之一。余杭将建设更多类似“中国飞谷”“模域空间”的创新载体，持续完善海纳数据枢纽创新中心等新型基础设施，进一步夯实人工智能产业发展的底座。在人工智能领域，余杭将强化“模芯协同”“芯机联动”，做强RISC-V开源生态，加快建设聚焦AI芯片、车规级芯片、具身智能终端先进封测中试基地，形成全栈式、系统化的人工智能产业竞争力。AI赋能重塑千行百业人工智能的真正意义不是“炫技”，而是要走出实验室、融入产业链，变成“有用”。在高特新能源的“未来工厂”里，电池管理系统的生产线正在经历一场变革。“我们在工厂内搭载了先进装备制造技术和新一代信息技术，通过建设数字化研发设计、智能化柔性生产、绿色低碳制造等多个核心应用场景，系统性优化了研发试制、智能制造、订单交付、经营管控等多业务链条。”高特新能源相关负责人说。AI赋能下，余杭还要打出一张具备全球辨识度的文化名片。打开余杭的地图，“两廊一轴”的格局清晰可见：北边是良渚文化大走廊，南边是城西科创大走廊，一条千年发展轴把“文化”和“科技”连在了一起。位于余杭区的杭州娃娃鱼动画是一家影视动画企业。过去做一部动画，制作流程长、成本高。如今，公司培训年轻人使用AI工具，对接短剧、漫剧平台的剧本资源，两周就能用AI完成一部短剧从剧本到成片的完整流程。接下来，余杭将加强文化创新创造，统筹推进“文化+科技”“文化+旅游”“文化+民生”，持续推动文化建设“八项工程”在余杭走深走实。