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A |     AI摘要      闽侯法院审结一起金融借款纠纷,认定配偶在借款及抵押文件上签字并同意以共同财产担保,可推定具备共同借款合意,构成夫妻共同债务,需承担共同还款责任。

B |          近日,闽侯法院审结了一起金融借款合同纠纷案,明确配偶在借款、抵押相关文件中签字认可债务、同意以夫妻共同财产担保的行为,可推定具备共同借款合意,依法构成夫妻共同债务。

C |     2019年6月,阿强(化名)向银行申请贷款,妻子小丽(化名)在借款申请表配偶声明栏填写信息并签字。次年7月,阿强与银行签订授信、抵押合同,以自有房产办理贷款抵押,小丽再次在抵押合同配偶栏签字,确认知晓合同约定、同意以夫妻共同财产承担担保责任。后续银行依约放款,2022年双方补充签订授信使用合同细化借款细则。贷款到期后,阿强未按期履约还款,银行催收无果,将夫妻二人诉至法院,要求他们共同偿还本息。    法院经审理后认为,案涉借贷、抵押合同合法有效,阿强逾期还款已构成违约,理应承担还款责任。

D |     Diljit Dosanjh and Imtiaz Ali’s Amar Singh Chamkila had a strong presence at this year’s International Emmy Awards, but the film unfortunately went home without a win. The ceremony took place on Monday night in New York City, where stars and creators from around the world gathered to celebrate the best in global television.     The Netflix India project was nominated in two major categories. The film was in the running for Best TV Movie/Mini-Series, competing with strong contenders including Germany’s Herrhausen: The Banker and the Bomb, the UK’s Lost Boys and Fairies, and Chile’s Vencer o Morir (Victory or Death). The award was ultimately won by the British production Lost Boys and Fairies.     Diljit Dosanjh, who played the title role of Punjabi icon Amar Singh Chamkila, was also nominated for Best Performance by an Actor. He competed against David Mitchell (Ludwig), Diego Vasquez (One Hundred Years of Solitude), and Spanish actor Oriol Pla for Yo, adicto (I, Addict). Pla won the award, leaving Diljit just short of an International Emmy win on his first nomination.     Despite the loss, the film remained a proud moment for the Indian team. Diljit, director Imtiaz Ali, Netflix India Vice President of Content Monika Shergill, and Director of Original Films Ruchikaa Kapoor Sheikh represented the project at the event and cheered on the global winners. For many fans and industry watchers, the nomination itself was seen as a big milestone for Indian storytelling at the international level.     Along with Chamkila, the ceremony celebrated winners in categories ranging from documentaries and drama series to children’s programming and comedy.      Here is the full winners list from the award show:     Best Art Programming     Art Matters with Melvyn Bragg (UK)     DJ Mehdi: Made in France (France)     Herchcovitch; Exposto [Herchcovitch; Exposed] (Brazil)     Ryuichi Sakamoto: Last Days (Japan) - WINNER     Best Performance by an Actor     Diljit Dosanjh in Amar Singh Chamkila (India)     David Mitchell in Ludwig (UK)     Oriol Pla in Yo, adicto [I, Addict] (Spain) - WINNER     Diego Vasquez in One Hundred Years of Solitude (Colombia)     Best Performance by an Actress     Charlotte Hope in Catch Me A Killer (South Africa)     Anna Maxwell Martin in Until I Kill You (UK) - WINNER     Carolina Miranda in Mujeres Asesinas – Season 2 [Killer Woman] (Mexico)     Maria Sid in Smärtpunkten [Pressure Point] (Sweden)     Best Comedy     Chicken Nugget (South Korea)     Iris (France)     Ludwig (UK) - WINNER     Y Llegaron de Noche [They Came at Night] (Mexico)     Current Affairs     Dispatches Kill Zone: Inside Gaza (UK) - WINNER     Phillippines: Diving for Gold (France)     Desaparecidos Forcados [Enforced Disappearances] (Brazil)     Walk The Line (Singapore)     Documentary     Hell Jumper (UK) - WINNER     King of Kings: Chasing Edward Jones (France)     O Prazer e Meu [It’s My Pleasure] (Brazil)     School Ties (South Africa)     Best Drama Series     Las Azules (Mexico)     Bad Boy (Israel)     Koek [Cake] (South Africa)     Rivals (UK) - WINNER     Kids Animation     Bluey (Australia) - WINNER     Lamput Season 4 (Singapore)     Lupi e Baduki (Brazil)     Muumilaakso Season 4 (Finland)     Kids: Factual & Entertainment     Auf Fritzis Spuren - Wie war das so in der DDR? (Germany) - WINNER     Bora, O Podio e Nosso (Brazil)     Kids Like Us (UK)     Playroom Live (South Africa)     Kids: Live-Action     Fallen (UK) - WINNER     Luz: The Light of the Heart (Brazil)     Prefects (Kenya)     Shut Up (Norway)     News     Fantastico: El Salvador: Safety’s Somber Side (Brazil)     The Gangs of Haiti (UK)     Gaza, Search for Life (Qatar) - WINNER     Syria - The Truth Coming Out (Sweden)     Non-Scripted Entertainment     Big Brother: Canada Season 12 (Canada)     Love is Bling: Habibi (UAE)     The Masked Singer Season 6 (Mexico)     Shaolin Heroes: Denmark (Denmark) - WINNER     Best Short-Form Series     Beyond Dancing (Hong Kong SAR, China)     La Mediatrice (Canada) - WINNER     My Dead Mom (Canada)     Todo se Transforma Season 4 (Argentina)     Sports Documentary     Argentina ’78 (Argentina)     Chasing the Sun 2 (South Africa)     It’s All Over: The Kiss That Changed Spanish Football (Spain) - WINNER     Sven (UK)     Best Telenovela     Deha (Türkiye) - WINNER     Mania de Voce (Brazil)     Regreso a las Sabinas (Spain)     Valle Salvaje (Spain)     Best TV Movie/Mini-Series     Amar Singh Chamkila (India)     Herrhausen: The Banker and the Bomb (Germany)     Lost Boys and Fairies (UK) - WINNER     Vencer o Morir (Chile)          Also Read: International Emmy Awards 2024 Winners: Full List Out。同时,小丽作为配偶,先后在借款申请表、抵押合同中签字,明确知晓借款事宜且自愿以夫妻共同财产为债务担保,该行为属于对案涉借款的事后追认,足以推定其具备共同借款合意。

E | 因此,案涉债务属于夫妻共同债务,小丽需承担共同还款责任。    案例点睛     民法典第1064条规定了较为典型的3种夫妻共同债务情形,即基于夫妻合意所负债务、债务用于家庭日常生活或用于共同生产经营、债权人能够证明系夫妻共同债务。其中基于夫妻双方合意所负债务,即“共债共签”或是事后追认,均体现了意思自治原则。除了夫妻一方作为共同借款人签字,明确表示对另一方的债务承担共同偿还责任外,若夫妻一方没有作为共同借款人签字,但能推定有共同偿还借款的合意,也应认定为夫妻共同债务。(记者 林春长 通讯员 吴丹铃)。

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