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银行业监督管理法草案二审 明确从业人员不得强制捆绑搭售产品或服务,银行业监督管理法草案二审 明确从业人员不得强制捆绑搭售产品或服务_我的网站

一 |     　　北京8月25日电 (记者 郭超凯 张素)银行业监督管理法修订草案二次审议稿25日提请十四届全国人大常委会第二十四次会议审议。　　为进一步压实银行业监督管理机构保护银行业消费者的职责，完善相关制度，尤其是针对实践中存在的银行业金融机构从业人员挪用客户资金等违法行为专门予以规制，修订草案二审稿作出修改。　　修订草案二审稿中增加列举银行业金融机构及其从业人员不得实施侵害消费者合法权益的行为，包括不得通过挪用资金等方式侵害存款人和其他客户合法权益，不得强制捆绑、强制搭售产品或者服务，不得违反适当性管理规定向存款人和其他客户提供不符合其风险承受能力的产品，不得采取不正当手段催收等。    (ECNS) -- Solar panels are appearing above more and more farms across China as the country looks for new ways to pair renewable energy with agricultural production.     A rooftop solar project at a large dairy farm in Anhui Province began operating in July, covering 560,000 square meters of cattle barn roofs without taking up any additional land.        The project can generate up to 300,000 kilowatt-hours of electricity a day and is expected to produce about 80 million kilowatt-hours a year, according to Xiao Jun, who heads the project. The farm houses about 40,000 cattle at a single site, he said, making it the largest in Asia to carry rooftop solar. The panels also help keep the barns cooler.    The project is part of a broader push in Anhui to combine solar power with farming. A hybrid fishery and solar project with a total investment of 514 million yuan (about $71 million) has begun construction in Hefei, according to the local government.    In Guangde, panels have been installed across nearly 600,000 square meters of tea plantations, generating about 136 million kilowatt-hours of green electricity a year, a representative of the project said.    The trend is spreading nationwide as local governments and businesses look for more efficient ways to use land and other resources. A report released in February projected that China's total solar power generation capacity would grow by about 25% in 2026.    Policy support is growing alongside it. The Renewable Energy Development Plan for the 15th Five-Year Plan period calls for wider use of distributed renewable energy in industrial, commercial, transport, building, and agricultural settings.    The sector continued to expand in the first half of 2026. The National Energy Administration said renewable energy accounted for 60.7% of China's total installed power capacity, with wind and solar making up nearly half.    The growth in solar applications is reshaping the photovoltaic industry itself. Industry experts say competition is shifting away from scale and price toward efficiency, technological innovation, and integrated applications.    For agriculture, researchers said "solar-plus" projects could extend the reach of photovoltaic power while keeping land in productive use.     (By Helen Mo & intern Liu Shuangjing)                    。

二 | 　　修订草案二审稿还增加规定：银行业金融机构从业人员违反本法规定，造成存款人和其他客户损害的，银行业金融机构应当依法承担民事责任。　　金融监管既要管合法更要管非法。为便于打击非法金融活动，修订草案二审稿明确银行业监督管理机构对非法金融活动进行查处时可以采取相关措施。

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